The complete budgeting app that shows your balance for every day ahead

Choose from four budgeting methods and periods that follow your paychecks, and see which day before payday your balance runs lowest.

Start your 35-day trialNo credit card. Overview on YouTube
The Command Center forecast panel. A colored square and a line across the top give the verdict for the next 90 days, then the low balance with its amount and its date, in green while the balance stays clear. A narrow column on the left carries the lowest point over the next 90 days, large and in the warning amber with an amber dot beside its label because the low is the thing to watch, with its date and whether it clears the floor, and beneath a rule, in smaller type, today's true balance with a quieter line splitting it into what has cleared and what has not cleared yet. The chart fills the rest, labeled projected balance, with span buttons from 30d to 1y and 90d selected; it runs from today, marks the low with an amber dot, rises in steps on each payday against a dashed safety floor line, and labels its peak in blue, with a row beneath it naming today, the low with its amount, and the end of the range with its figure. Across the bottom sits a rail of cells divided by hairlines, each a small label over a figure, and every cell but runway with a quieter line of context beneath it: runway, how long the balance stays clear of the floor; then, on the days they apply, next money in with its date and payer; the peak in blue with a blue dot and its date; the biggest hit with its date and payee; and the 90 day end with its date.The Command Center forecast panel. A colored square and a line across the top give the verdict for the next 90 days, then the low balance with its amount and its date, in green while the balance stays clear. A narrow column on the left carries the lowest point over the next 90 days, large and in the warning amber with an amber dot beside its label because the low is the thing to watch, with its date and whether it clears the floor, and beneath a rule, in smaller type, today's true balance with a quieter line splitting it into what has cleared and what has not cleared yet. The chart fills the rest, labeled projected balance, with span buttons from 30d to 1y and 90d selected; it runs from today, marks the low with an amber dot, rises in steps on each payday against a dashed safety floor line, and labels its peak in blue, with a row beneath it naming today, the low with its amount, and the end of the range with its figure. Across the bottom sits a rail of cells divided by hairlines, each a small label over a figure, and every cell but runway with a quieter line of context beneath it: runway, how long the balance stays clear of the floor; then, on the days they apply, next money in with its date and payer; the peak in blue with a blue dot and its date; the biggest hit with its date and payee; and the 90 day end with its date.
The Command Center. Every screenshot on this page is the live app, using demo data.

Every account has a calendar and every day has a balance

Log unplanned spending with the Quick Entry bar, or schedule recurring bills and paychecks once. Each account's calendar marks its lowest day.

The quick ledger entry bar. Its own subtitle reads: for unplanned spending you didn't already have scheduled, coffee, gas, incidentals, saves as Cleared automatically unless you pick a future date. One row holds the date, a payee, an amount, an account, a category and a tag, each under its own label, then a plus to create a new tag, a Save button and Cancel, with expense, income and transfer buttons and a recurring checkbox above the row at the right. Under the date a small line reads WILL SAVE AS CLEARED, and a field labeled Notes (optional) runs beneath the row.The quick ledger entry bar. Its own subtitle reads: for unplanned spending you didn't already have scheduled, coffee, gas, incidentals, saves as Cleared automatically unless you pick a future date. One row holds the date, a payee, an amount, an account, a category and a tag, each under its own label, then a plus to create a new tag, a Save button and Cancel, with expense, income and transfer buttons and a recurring checkbox above the row at the right. Under the date a small line reads WILL SAVE AS CLEARED, and a field labeled Notes (optional) runs beneath the row.
A month on the Forecast Commander calendar, with the last days of the month before leading in. Every day carries its own running balance in the corner, with the items that moved it listed underneath, each with its amount: the rent, the paychecks, the bills, and buy-now-pay-later installments, each labeled with its place in its plan. Today is circled, and the day the month's balance runs lowest is outlined. The State Fair ticket waits on the last day.A month on the Forecast Commander calendar, with the last days of the month before leading in. Every day carries its own running balance in the corner, with the items that moved it listed underneath, each with its amount: the rent, the paychecks, the bills, and buy-now-pay-later installments, each labeled with its place in its plan. Today is circled, and the day the month's balance runs lowest is outlined. The State Fair ticket waits on the last day.

Budgets that count what's already committed

Most trackers ignore a purchase until it clears your bank, so the budget looks roomier than it is. Forecast Commander counts scheduled spending as soon as you enter it. In this Fun Money budget, your State Fair ticket hasn't been charged yet, but it's already taken out of what's left. A budget that only sees cleared charges would still count the ticket's price as money to spend.

Read the Budgets guide
One category from the budgets page: Fun Money, with its health chip. Its bar is labeled Committed slash Planned and reads what is committed against what is planned, blue for what is spent and amber for what is scheduled. A row of figures under it reads planned, spent, scheduled, and remaining, which is the plan less both. Below them the card's lists, the Scheduled one open, the State Fair ticket among its items, each with its date and amount. Buttons for Add Scheduled, Move money, Rollover: Off, Pause and Remove Budget.One category from the budgets page: Fun Money, with its health chip. Its bar is labeled Committed slash Planned and reads what is committed against what is planned, blue for what is spent and amber for what is scheduled. A row of figures under it reads planned, spent, scheduled, and remaining, which is the plan less both. Below them the card's lists, the Scheduled one open, the State Fair ticket among its items, each with its date and amount. Buttons for Add Scheduled, Move money, Rollover: Off, Pause and Remove Budget.

A year of cash flow on a single screen

The Year Wall shows every day of the next year as a square. Darker shades highlight tighter balances, while lighter shades show breathing room above your safety floor. Toggle into 3D to see your balances rise and fall, or drag the purchase slider to find the first day a big expense fits without dropping below your safety floor.

The Year Wall's four figures across its top: the lowest point in view, with its date; the clearance versus the floor, how far that low sits from your floor; days under the floor, out of the 364 in view; and the lowest week, with the week it falls in, in amber when it averages below your floor.The Year Wall's four figures across its top: the lowest point in view, with its date; the clearance versus the floor, how far that low sits from your floor; days under the floor, out of the 364 in view; and the lowest week, with the week it falls in, in amber when it averages below your floor.
The Year Wall's legend: a red swatch for under the floor, a ramp from dark to pale running from tighter to more room, a hatched swatch for the days past day 90, and a blue-outlined swatch for today.The Year Wall's legend: a red swatch for under the floor, a ramp from dark to pale running from tighter to more room, a hatched swatch for the days past day 90, and a blue-outlined swatch for today.
Drag to try an amount.

The Year Wall as it appears in the app, then in 3D. Its year is built from the demo account's schedule.

Try a purchase or a faster payoff before you commit

It all works from the accounts you already have, so there's nothing to retype. Forecast Commander works out the first day a big-ticket purchase fits above your safety floor, and compares Avalanche and Snowball: the month you'd be debt-free and the interest you'd pay, to the cent.

Read the Scenarios guide
The affordability panel on the Scenarios page, headed When can I afford this. An Amount field reading 1000, a Shape select reading One purchase, and a Find the date button. Beneath them, the answer in green: the first date from which you can cover this without touching your floor.The affordability panel on the Scenarios page, headed When can I afford this. An Amount field reading 1000, a Shape select reading One purchase, and a Find the date button. Beneath them, the answer in green: the first date from which you can cover this without touching your floor.
Strategy Comparison with an Extra Per Month field set to 100. Three cards, each giving the months to debt-free, the month named, and Corvane Visa's balance and interest: Minimums Only, debt-free in 5 months; Avalanche, 3 months, two months sooner and with less interest; and Snowball, the same 3 months, the same month and the same interest as Avalanche. Avalanche and Snowball each add a green line giving how much less interest that is than paying minimums only. Below them the Debt Balance Over Time chart, with a Zoom to Differences button. Every line starts today at the amount owed: Avalanche and Snowball are drawn as one solid line that reaches zero three months out, and the dotted Minimums Only line reaches it two months later.Strategy Comparison with an Extra Per Month field set to 100. Three cards, each giving the months to debt-free, the month named, and Corvane Visa's balance and interest: Minimums Only, debt-free in 5 months; Avalanche, 3 months, two months sooner and with less interest; and Snowball, the same 3 months, the same month and the same interest as Avalanche. Avalanche and Snowball each add a green line giving how much less interest that is than paying minimums only. Below them the Debt Balance Over Time chart, with a Zoom to Differences button. Every line starts today at the amount owed: Avalanche and Snowball are drawn as one solid line that reaches zero three months out, and the dotted Minimums Only line reaches it two months later.

Set up from a bank statement

Open a CSV from your bank and Forecast Commander finds the bills and paychecks that repeat, and suggests an average for bills that vary. The file is read in your browser and never uploaded.

Buy now, pay later

Enter the total and the number of payments, and every installment lands on its date, with a count of how many are paid.

Two rows from the statement reader, under its question: we found 11 repeating charges, which of these are bills you want on your forecast? Fernmoor Power and Light, monthly on the twelfth, three charges listed on the twelfth of three consecutive months, each a different amount, then a line reading: this one varies over 3 months, giving its lowest and highest, and we have suggested the average. A note says it looks like an existing monthly rule for the same payee and adding this would give you two. Beside the suggested amount sit a Use the highest link, a starting date and an account. Underneath, Ironworks Fitness, every two weeks, four charges of the same amount, with its own duplicate note.Two rows from the statement reader, under its question: we found 11 repeating charges, which of these are bills you want on your forecast? Fernmoor Power and Light, monthly on the twelfth, three charges listed on the twelfth of three consecutive months, each a different amount, then a line reading: this one varies over 3 months, giving its lowest and highest, and we have suggested the average. A note says it looks like an existing monthly rule for the same payee and adding this would give you two. Beside the suggested amount sit a Use the highest link, a starting date and an account. Underneath, Ironworks Fitness, every two weeks, four charges of the same amount, with its own duplicate note.
Two buy-now-pay-later plans side by side, under the page's heading and its search box. Cascade Furniture Co. through Afterpay: its total over six equal payments, with how many are paid and what remains, every payment listed by date a month apart, and the paid ones struck through. Trailhead Outfitters through Klarna: its total over four equal payments, with its four payment dates listed two weeks apart. Each card names the paying account and offers Pay Off Early, carrying what is left to pay, and Delete Series. Above them, the count of active plans and the total remaining across them.Two buy-now-pay-later plans side by side, under the page's heading and its search box. Cascade Furniture Co. through Afterpay: its total over six equal payments, with how many are paid and what remains, every payment listed by date a month apart, and the paid ones struck through. Trailhead Outfitters through Klarna: its total over four equal payments, with its four payment dates listed two weeks apart. Each card names the paying account and offers Pay Off Early, carrying what is left to pay, and Delete Series. Above them, the count of active plans and the total remaining across them.

Questions before you start

How does the trial work?

Thirty-five days with every feature and no card on file. We email you once, seven days before it ends.

What happens if I don't subscribe?

Your account turns read-only. Everything stays readable and you can download a backup for ninety days, then the account and its data are deleted.

Do I have to connect my bank?

No. You type your bills and paychecks, or import a CSV statement, which is read in your browser and never uploaded. How we handle security

Can I use it from my AI assistant?

Yes, if you use Claude. Forecast Commander is in Claude's connector directory (opens in a new tab): connect it there, then ask about your forecast, budgets and spending, or have it add transactions and bills. You can undo most of its changes for 7 days, and Forecast Commander itself runs no AI. Using Forecast Commander in Claude

Can I bring my history from another app?

Yes. Export your history from your budgeting app and open the file on the Import page. Your transactions, categories and tags come across, budgets too where your app exports them, and your balances today stay as they are. Which apps

Can I take my data with me?

Yes. Settings has a CSV export and a full encrypted backup, and you can delete your account there too.

Founder rate

$45a year$65regular

$3.75 a month, billed $45 once a year.

42days left

The founder window closes December 6, 2026.

  • 35 days free, no credit card required. Long enough to watch a month roll over.
  • Your price never rises while your subscription stays active.
  • Everything: Forecast, Budgets, Scenarios, Debt payoff and Goals.
  • No bank connections. No credentials handed over, ever.
  • Cancel any time from inside the app.
Start your 35-day trial

The rate is claimed by subscribing before December 6 from Settings, Billing inside the app.